Ulysses

Loan officer assistant / Loan Processor/Mortgage Servicing

45 ID PROOF
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Overview

Looking for full-time work (8 hours/day)

at $7.00/hour ($1,232.00/month)

Bachelors degree

Last Active

January 27th, 2025 (4 days ago)

Member Since

February 5th, 2024

Profile Description

I can calculate income various types of borrowers wage earners, self-employed individuals and those with rental incomeI also have the skills examining bank statements, checking ending balance and large deposits.any other critical details to verify assets
I can review Credit report checking for the FICO score, Liabilities, to check their current financial obligations. I also check for any bankruptcy filings as these can have a significant impact on their credit profile and overall financial stability.
I am familiar with the guidelines Fannie Mae and Freddie Mac
I can also analyze and calculate LTV and DTI to ensure they meet guidelines. This allows me to determine which specific loan programs we can offer to borrowers based on their financial profile.
I've gained practical experience in conducting pre qualifications where I evaluate borrower's situation to determine their potential eligibility for a loan. This hands-on experience has honed my ability to perform accurate assessments.
My commitment to excellent customer service means that I am dedicated to making your experience smooth and transparent.

With 5 years in the industry, I have had the privilege of assisting numerous clients in achieving their homeownership goals. My expertise lies in providing personalized guidance throughout the home financing journey, whether you're a first-time buyer, looking to refinance, or exploring investment opportunities.

Top Skills

Experience: 2 - 5 years

Experience: 2 - 5 years

Experience: 2 - 5 years

Other Skills

Experience: 2 - 5 years

Experience: 6 months - 1 year

Xpress Loans ( Loan Officer Assistant and Processor) May 2024 – December 2024 -Different loan purpose such as Purchase and Refinance --Calculating various income types for wage-earning borrowers—weekly, biweekly, semi-monthly, monthly, and annually—as well as determining income for self-employed borrowers using their business or personal tax returns - - Know how to analyze conditions and appraisal before signing disclosures (processor)

Basic Information

Age
42
Gender
Male
Website
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Address
SAN JOSE DEL MONTE, BULACAN, Region III
Tests Taken
None
Government ID
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