Title Curative/Searcher/Examiner Specialist

Title Curative Specialist

Job Responsibilities:

Review Title Commitments: Examine title commitments to identify any vested interests or issues that need resolution.
Document Collection: Obtain all necessary documents to clear title issues, such as deeds, affidavits, and releases.
Update Foreclosure Information: Keep foreclosure information current for each title.
Communication: Maintain regular communication with title vendors, clients, and other stakeholders throughout the process.
Problem-Solving: Resolve any discrepancies or issues that arise during the title review process. Identifying and resolving title defects or issues.


Skills and Qualifications:

Attention to Detail: Ability to meticulously review and analyze documents.
Communication Skills: Strong verbal and written communication skills to interact effectively with various parties.
Knowledge of US Real Estate: Understanding of real estate laws and regulations will be an added advantage.
Problem-Solving Abilities: Aptitude for identifying and resolving issues promptly.


Title Searcher:

Job Responsibilities:

Search the recorded documents: Carefully search and review the recorded mortgage, DOTs, Deeds, contracts and other legal documents that may impact title on the owner of records. Run PI/GI, Recorders, names search to verify the chain of title, Verify all open liens and judgements
Locating Relevant Records: Task includes locating tax records, judgements, liens, mortgage and information related to bankruptcy and foreclosure proceedings. Run taxes and report all of paid, unpaid, due, delinquent, supplemental etc., taxes on the report.
Typing: type the report on client application, generate and proof the report to ensure no typographical errors.
Should be well versed with Legal Description, Easements, Bankruptcy, Foreclosure, Mortgages and related documents, probate etc.
Package preparation: Prepare a package of records of property, title information gathering during the title search. Consider all the ancillary documents, review the veracity of documents on title perspective.
Upload any additional document as per the client requirements.
Skills and Qualifications:

Attention to Detail: Ability to review and interpret complex legal and property documents.
Analytical Skills: Strong capability to analyze data and identify potential issues.
Technical Proficiency: Familiarity with online databases and research tools.
Application/Search engine knowledge: Tapestry, softpro, Fidlar, Doxpop, Title Point, netronline, Data Trace, Resware and recorders site



Title Examiner:

Job Responsibilities:

Title Examination: Examine public records, including deeds, mortgages, property tax records, and other legal documents to trace the ownership history (chain of title). Identify any issues such as encumbrances, liens, judgments, or unresolved legal disputes that may affect the property’s clear title.
Verify property descriptions and ensure that legal descriptions are accurate and consistent across documents

Title Reports & Abstracts: Prepare title reports summarizing findings and any defects or issues with the property’s title. Provide detailed reports to clients, title agents, or attorneys to facilitate property transfers or transactions.
Create title insurance commitment reports outlining any conditions or requirements that must be met for the issuance of title insurance.

Resolution of Title Issues: Work with clients, Onshore teams, and other stakeholders to resolve title defects, such as missing documentation or ownership disputes. Recommend corrective actions, such as obtaining affidavits, additional documents, or legal opinions, to clear title defects.
Collaboration: Collaborate or communicate with title agents, escrow, onshore team, team leaders throughout the title search. Seek clarity from surveyors to ensure property boundaries are accurate and free of encroachments especially incase of metes and bounds Legal
Compliance: Ensure all title searches and reports comply with federal, state, and local regulations, as well as industry standards viz., liens and jdg are setup as per state specific or client specific SOL
Skills and Qualifications:

Attention to Detail: Ability to review and interpret complex legal and property documents.
Analytical Skills: Strong capability to analyze data and identify potential issues.
Technical Proficiency: Familiarity with online databases and research tools.
Application/Search engine knowledge: Tapestry, softpro, Fidlar, Doxpop, Title Point, netronline, Data Trace, Resware and recorders site
Experience: Previous experience as a title examiner will be advantageous




Title Curative Specialist

Job Responsibilities:

Title Examination: Review and analyze title reports, public records, and legal documents to identify issues or defects that need resolution before closing.
Defect Resolution: Investigate and resolve title defects, including but not limited to liens, judgments, unpaid taxes, missing documents, or ownership disputes.
Communication: Coordinate with clients, attorneys, lenders, municipalities, and property owners to obtain necessary documentation and resolve title issues.
Document Preparation: Prepare and file corrective documents such as releases, affidavits, or satisfaction of judgments to clear title issues.
Record Keeping: Maintain accurate and organized records of all curative actions, communications, and documentation.
Compliance: Ensure that all title curative processes comply with state, federal, and company regulations.
Customer Support: Provide exceptional customer service by responding to inquiries and updates on title curative status for clients and stakeholders.
Closing Support: Work closely with closing agents to ensure that title issues are resolved before the scheduled closing date.