Credit Underwriter

About Us:
We are a driven group of people that believe we can have a significant impact on the small business finance industry. Founded on the premise that honest finance partners can help small businesses get through challenging times and resolve their cash flow problems. Our risk infrastructure is iterated constantly, and we are quick enough to make decisions. Our company benefits from market turbulence. We think outside the box.
We are seeking a super skilled Pricing Analyst with specific expertise in analyzing business bank statements to join our team. The ideal candidate will have a strong analytical background, excellent quantitative skills, and the ability to interpret complex data, including business bank statements, to make informed pricing decisions. This role is crucial in helping us optimize our pricing strategies, enhance profitability, and maintain a competitive edge in the market.

Key Responsibilities:
Develop and implement pricing strategies based on analysis of business bank statements to maximize profitability and market share.
Conduct detailed market analysis to identify pricing trends, customer preferences, and competitive landscape, leveraging insights from business bank statements.
Perform financial modeling and analysis, integrating data from business bank statements, to support pricing decisions and strategy.
Collaborate with cross-functional teams, including sales, marketing, and finance, to gather and analyze relevant data from business bank statements and other sources.
Monitor and evaluate the effectiveness of pricing strategies based on business bank statement analysis and make adjustments as needed.
Prepare and present detailed reports on pricing performance and recommendations to senior management, incorporating insights from business bank statements.
Ensure compliance with industry regulations and company policies, with a focus on business bank statement analysis requirements.
Continuously improve pricing processes and tools, including those related to business bank statement analysis, to enhance efficiency and accuracy.

Qualifications:
Bachelor’s degree in Finance, Accounting, Business Administration, Mathematics, Statistics, Actuarial Science, Risk Management, Engineering, Data Science, or a related field.
Master’s degree (MBA, MS in Finance, MS in Economics, or a related field) is highly preferred.
Minimum of 3-5 years of experience in financial analysis, underwriting, or a related field, with specific experience in analyzing business bank statements.
Strong proficiency in financial modeling and analysis, including expertise in analyzing business bank statements.
Experience with financial software and tools such as Excel, SAS, SQL, or similar, with a focus on business bank statement analysis.
Excellent analytical and quantitative skills with a strong attention to detail, particularly in the context of business bank statement analysis.
Strong written and verbal communication skills, with the ability to present findings and recommendations clearly and concisely to stakeholders.
Demonstrated ability to identify problems, develop solutions, and implement them effectively, leveraging insights from business bank statements.
Strong critical thinking and decision-making skills, informed by analysis of business bank statements.
Ability to work effectively in a team environment and collaborate with cross-functional teams, integrating business bank statement analysis into pricing strategies.
Strong organizational and time management skills, with a focus on meeting deadlines and requirements related to business bank statement analysis.
Knowledge of regulatory requirements and industry standards, particularly those related to business bank statement analysis.
Commitment to maintaining compliance with all relevant regulations and guidelines, including those related to business bank statement analysis.
Willingness to stay updated with industry trends and continuously improve skills, particularly in the area of business bank statement analysis.
High ethical standards and integrity, with a focus on maintaining confidentiality and accuracy in business bank statement analysis.

For interested applicants, please send an accessible link to your latest resume.