Mortgage Underwriter|Loan Processor|Graphic Designer

I specialize in real estate mortgage processing, managing every step of the loan lifecycle—from the initial application and income verification to comprehensive credit assessment and final settlement. I work closely with account officersto ensure that every home loan application meets strict compliance with lending standards. Leveraging advanced CRM systems and technology, I streamline the process to deliver efficient, seamless, and compliant loan approvals. My focus on meticulous data verification, risk mitigation, and regulatory adherence consistently optimizes the loan approval process.

I specialize in precise data entry within the banking sector, ensuring accurate recording and management of critical loan information for both motorcycle and auto loans. My role involves verifying and inputting detailed documentation into our CRM and loan processing systems, maintaining high standards of data integrity and compliance. By meticulously capturing every detail, I help reduce processing times, minimize errors, and support efficient loan approvals, ultimately contributing to a seamless customer experience.

I bring over 11 years of overall banking experience, with more than 3 years specifically dedicated to mortgage loan processing for Home Loans. In my role as a Mortgage Loan Processor, I manage the entire loan lifecycle—from application submission, income verification, and credit assessment (including evaluation of Debt-to-Income ratios, Loan-to-Value ratios, serviceability, and comprehensive credit reviews) to final settlement—ensuring strict adherence to regulatory standards. I work closely with account officers to coordinate key processing tasks, monitor critical deadlines, and maintain accurate data using advanced CRM and loan processing systems. My expertise in evaluating borrowers' profiles, conducting detailed credit reviews, mitigating risk, and ensuring compliance consistently results in efficient, seamless, and compliant loan approvals, delivering a top-tier home loan experience.

As a dedicated graphic designer, I leverage advanced tools like Canva to craft high-quality visual content. I specialize in creating custom digital templates, flyers, logos, business cards, and promotional materials that boost brand visibility and drive effective social media and digital marketing campaigns.. My expertise in visual communication, creative design, and branding ensures engaging designs that elevate brand identity and enhance user experience. Whether you need printable designs, social media graphics, or comprehensive branding solutions, my meticulous attention to detail and innovative approach deliver top-tier results optimized for today's competitive market.I create and sell high-quality digital templates, combining creativity and functionality to meet the needs of printing business owners and individual customers.

I have over a decade of experience using MS Excel in the banking sector, focusing on basic data entry, simple formulas, and formatting techniques to produce accurate, clear, and timely financial reports.

I began my career as a Documentation Assistant in the bank, where I developed a strong foundation in managing and verifying loan documents for both motorcycle and auto loans. In this role, I was responsible for collecting, reviewing, and accurately encoding all necessary documentation to ensure compliance with internal lending policies and regulatory standards. My meticulous attention to detail and commitment to process efficiency significantly contributed to reducing processing times and minimizing errors. Recognizing my dedication and precision, I was promoted to Documentation Specialist. In this enhanced role, I managed comprehensive loan file documentation for motorcycle and auto loans, coordinated with loan officers and other departments to resolve discrepancies, and ensured that all records were up-to-date and fully compliant with regulatory requirements. My efforts have consistently supported the smooth processing and timely approval of vehicle financing, ultimately enhancing the customer experience and strengthening the bank’s operational standards.